Exploring 80 Maharashtra Gram Panchayat Schemes and Their Benefits

12.Pradhan Mantri Gram Parivahan Yojana (PMGPY) - Benefits: Focuses on improving rural connectivity by providing financial assistance for purchasing vehicles for transportation purposes. It enhances access to markets, schools, healthcare facilities, and other essential services.

13.Integrated Child Development Services (ICDS) - Benefits: Aims to improve the health, nutrition, and development of children below six years of age, pregnant women, and lactating mothers. It provides supplementary nutrition, healthcare, early childhood education, and maternal care services.

14. Pradhan Mantri Fasal Bima Yojana (PMFBY) - Benefits: Provides crop insurance coverage to farmers against crop loss due to natural calamities, pests, or diseases. It safeguards farmers' income and promotes agricultural risk management.

15. Mahatma Gandhi National Rural Employment Guarantee Scheme (Mahatma Gandhi NREGS) - Benefits: Similar to the national program, this state-specific scheme provides employment opportunities to rural households, promoting livelihood security and asset creation in rural areas.

16. National Health Mission (NHM) - Benefits: Aims to strengthen healthcare infrastructure, improve access to primary healthcare services, and reduce maternal and child mortality rates. It focuses on health system strengthening and disease prevention initiatives.

17. Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) - Benefits: Provides direct income support to eligible small and marginal farmers through income transfer directly into their bank accounts. It enhances farmers' financial stability and supports agricultural sustainability.

18. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) - Benefits: Focuses on skill development and placement of rural youth in gainful employment opportunities. It enhances employability, income levels, and overall socio-economic development in rural areas.

19.National Food Security Mission (NFSM) - Benefits: Aims to increase food grain production and productivity in targeted districts through area-specific interventions, technology adoption, and capacity building of farmers. It contributes to food security and farm income enhancement.

20.Pradhan Mantri Awaas Yojana - Gramin (PMAY-G) - Benefits: Aims to provide affordable housing to rural households living in inadequate housing conditions. It improves living standards, promotes rural infrastructure development, and enhances socio-economic well-being.

21. Shetkari Sanman Yojana

• Benefits: Aims to provide financial assistance and support to farmers by ensuring a fair price for their agricultural produce. It helps in stabilizing farmers' income and promoting agricultural prosperity.

22. Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY)

• Benefits: Provides cashless health insurance coverage for eligible families for specified medical treatments and procedures. It reduces out-of-pocket healthcare expenses and ensures access to quality healthcare services.

23. Pradhan Mantri Jan Dhan Yojana (PMJDY)

• Benefits: Focuses on financial inclusion by providing access to basic banking services such as savings accounts, insurance, and credit facilities to unbanked households. It promotes savings, facilitates direct benefit transfers, and enhances financial literacy.

24. National Rural Health Mission (NRHM)

• Benefits: Aims to improve healthcare infrastructure, enhance healthcare service delivery, and reduce maternal and child mortality rates in rural areas. It focuses on strengthening primary healthcare systems and promoting preventive healthcare measures.

25. Pradhan Mantri Suraksha Bima Yojana (PMSBY)

• Benefits: Provides affordable accidental insurance coverage to eligible individuals, offering financial protection in case of accidental death or disability. It promotes financial security and risk mitigation for individuals and their families.

26. Mahatma Phule Shetkari Karj Mafi Yojana

• Benefits: Aims to waive off agricultural loans for eligible farmers, reducing their debt burden and improving their financial stability. It supports farmers facing economic distress and promotes agricultural sustainability.

27. National Rural Livelihood Mission (NRLM)

• Benefits: Focuses on promoting self-employment and entrepreneurship among rural youth and women through skill development, access to credit, and market linkages. It empowers marginalized communities and enhances their livelihood opportunities.

28. Pradhan Mantri Gram Sadak Yojana (PMGSY)

• Benefits: Aims to provide all-weather road connectivity to unconnected rural habitations, improving accessibility to markets, schools, healthcare facilities, and government services. It promotes rural development and economic growth.

29. National Rural Drinking Water Programme (NRDWP)

• Benefits: Focuses on providing safe and sustainable drinking water supply to rural communities, reducing waterborne diseases, and improving overall health and sanitation standards. It ensures access to clean drinking water for all households.

30. Kisan Credit Card (KCC) Scheme

• Benefits: Provides farmers with access to affordable credit for agricultural and allied activities, enhancing their productivity, income levels, and agricultural sustainability. It promotes financial inclusion and supports rural livelihoods.

31. Pradhan Mantri Kisan Sampada Yojana (PMKSY)

• Benefits: Aims to modernize and develop food processing infrastructure in rural areas, leading to increased value addition, reduced wastage, and enhanced income opportunities for farmers and rural entrepreneurs.

32. Pradhan Mantri Fasal Bima Yojana (PMFBY)

• Benefits: Provides crop insurance coverage to farmers against crop loss due to natural calamities, pests, or diseases, ensuring financial security and risk mitigation in agriculture.

33. Atal Pension Yojana (APY)

• Benefits: Encourages workers in the unorganized sector to voluntarily save for their retirement through a pension scheme, promoting social security and financial stability during old age.

34. Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA)

• Benefits: Aims to digitally empower rural citizens by providing digital literacy training, enabling them to access digital services, improve livelihood opportunities, and participate in the digital economy.

35. Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMDY)

• Benefits: Offers a pension scheme for small and marginal farmers, ensuring financial support during old age and promoting social security among farmers.

36. Mahila Kisan Sashaktikaran Pariyojana (MKSP)

• Benefits: Focuses on empowering women farmers through training, capacity building, and financial support for farm and non-farm activities, leading to women's economic empowerment and rural development.

37. Pradhan Mantri Matsya Sampada Yojana (PMMSY)

• Benefits: Aims to enhance fish production and modernize fisheries infrastructure, promoting employment generation, income growth, and nutritional security in coastal and inland fishing communities.

38. Gramin Bhandaran Yojana

• Benefits: Provides financial assistance for the construction and modernization of rural warehouses and storage facilities, reducing post-harvest losses and improving farmers' income.

39. Pradhan Mantri Van Dhan Yojana (PMVDY)

• Benefits: Encourages tribal communities to form Van Dhan Vikas Kendras for value addition and marketing of forest produce, promoting entrepreneurship, tribal welfare, and forest conservation.

40. Pradhan Mantri Gramin Awaas Yojana (PMGAY)

• Benefits: Aims to provide housing for rural households living in inadequate housing conditions, improving living standards, and promoting inclusive rural development.

41. Mukhyamantri Krishi Sanjivani Yojana

• Benefits: Aims to promote sustainable agriculture practices by providing subsidies for organic farming inputs, promoting soil health, reducing chemical usage, and improving farm productivity.

42. Pradhan Mantri Gram Sadak Yojana-III (PMGSY-III)

• Benefits: Focuses on enhancing road connectivity in eligible rural clusters, improving access to markets, education, healthcare, and other essential services, thereby boosting rural development.

43. Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)

• Benefits: Focuses on poverty alleviation by promoting self-employment and livelihood opportunities for rural poor households through skill development, access to credit, and market linkages.

44. Atal Bhujal Yojana (ABHY)

• Benefits: Aims to improve groundwater management in priority areas, promoting sustainable water use practices, recharge of aquifers, and ensuring water security for rural communities.

45. National Mission for Sustainable Agriculture (NMSA)

• Benefits: Focuses on promoting climate-resilient and sustainable agriculture practices, enhancing soil health, water use efficiency, and overall farm productivity in rural areas.

46. Gramin Awas Sahay Yojana

• Benefits: Provides financial assistance and subsidies for housing construction and renovation in rural areas, improving housing infrastructure and living conditions for rural households.

47. Mahatma Gandhi National Rural Employment Guarantee Scheme (Mahatma Gandhi NREGS)

• Benefits: Provides employment opportunities through public works to rural households, creating durable assets, enhancing rural infrastructure, and boosting local economic development.

48. Pradhan Mantri Sahaj Bijli Har Ghar Yojana (Saubhagya)

• Benefits: Aims to provide electricity connections to all rural households, promoting access to clean energy for lighting, cooking, and productive uses, thereby improving quality of life and economic activities.

49. Pradhan Mantri Kisan Sampada Yojana (PMKSY)

• Benefits: Focuses on modernizing food processing infrastructure, promoting value addition, reducing post-harvest losses, and enhancing income opportunities for farmers in the food processing sector.

50. Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA)

• Benefits: Promotes digital literacy and skill development among rural citizens, enabling them to access digital services, participate in the digital economy, and enhance livelihood opportunities.

51. Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM)

• Benefits: Encourages the use of solar energy in agriculture by providing subsidies for solar pumps, promoting sustainable energy use, reducing fuel costs, and mitigating carbon emissions.

52. Pradhan Mantri Gram Parivahan Yojana (PMGPY)

• Benefits: Focuses on improving rural transportation infrastructure by providing subsidies for purchasing vehicles, enhancing connectivity, facilitating access to markets, and boosting economic activities.

53. Pradhan Mantri Gramin Sadak Vikas Yojana (PMGSVY)

• Benefits: Aims to upgrade and maintain rural roads for better connectivity, reducing travel time, transportation costs, and improving access to essential services for rural communities.

54. Pradhan Mantri Gramin Awaas Yojana – Gramin (PMAY-G)

• Benefits: Provides financial assistance for constructing pucca houses for rural households, improving living conditions, promoting housing infrastructure development, and enhancing quality of life.

55. Pradhan Mantri Fasal Bima Yojana (PMFBY)

• Benefits: Offers crop insurance coverage against yield losses due to natural calamities, ensuring financial protection for farmers, encouraging risk-taking in agriculture, and promoting sustainable farming practices.

56. Rashtriya Uchchatar Shiksha Abhiyan (RUSA)

• Benefits: Focuses on improving higher education infrastructure in rural areas, enhancing access to quality education, promoting skill development, and fostering socio-economic development.

57. Pradhan Mantri Kisan Maandhan Yojana (PM-KMY)

• Benefits: Provides a pension scheme for small and marginal farmers, ensuring financial security during old age, promoting social welfare, and improving farmers' livelihood resilience.

58. Pradhan Mantri Van Dhan Yojana (PMVDY)

• Benefits: Empowers tribal communities by promoting value addition and marketing of forest produce, creating livelihood opportunities, preserving biodiversity, and promoting sustainable forest management.

59. Pradhan Mantri Sahaj Bijli Har Ghar Yojana (Saubhagya)

• Benefits: Aims to achieve universal household electrification in rural areas, improving quality of life, enhancing productivity, enabling access to information and communication technologies, and promoting economic activities.

60. Pradhan Mantri Gram Parivahan Yojana (PMGPY)

• Benefits: Provides financial assistance for purchasing vehicles for rural transportation, enhancing mobility, improving access to markets, healthcare, education, and other essential services, and promoting economic development in rural areas.

61. Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM-AASHA)

• Benefits: Aims to ensure remunerative prices to farmers for their produce through Price Support Schemes (PSS), minimizing market risks, and promoting agricultural income stability.

62. Pradhan Mantri Awas Yojana – Urban (PMAY-U)

• Benefits: Provides affordable housing solutions for urban poor households, addressing housing shortages, improving living conditions, and promoting inclusive urban development.

63. Gram Swaraj Abhiyan

• Benefits: Focuses on enhancing social welfare programs, infrastructure development, and delivery of government services in rural areas, promoting inclusive growth and development.

64. Pradhan Mantri Matru Vandana Yojana (PMMVY)

• Benefits: Provides financial assistance to pregnant and lactating women for maternity and nutrition support, promoting maternal and child health, and reducing maternal mortality rates.

65. Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

• Benefits: Provides employment opportunities through public works, enhancing livelihoods, promoting rural infrastructure development, and improving economic conditions in rural areas.

66. National Urban Livelihoods Mission (NULM)

• Benefits: Aims to reduce poverty and unemployment in urban areas by providing skill training, promoting self-employment, and facilitating access to credit and market linkages for urban poor households.

67. Pradhan Mantri Kisan SAMPADA Yojana

• Benefits: Focuses on modernizing food processing infrastructure, promoting agro-processing clusters, value addition, and enhancing market access for agricultural products, thereby boosting farmers' income and rural economy.

68. Pradhan Mantri Ujjwala Yojana (PMUY)

• Benefits: Provides free LPG connections to women from Below Poverty Line (BPL) households, promoting clean cooking fuel adoption, reducing indoor air pollution, and improving health outcomes.

69. Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA)

• Benefits: Aims to make 6 crore rural households digitally literate, empowering rural citizens with digital skills, enhancing access to digital services, and promoting digital inclusion.

70. Pradhan Mantri Sahaj Bijli Har Ghar Yojana – Saubhagya

• Benefits: Ensures last-mile connectivity of electricity to all rural and urban households, promoting access to reliable and affordable electricity, improving living standards, and supporting economic activities.

71. Pradhan Mantri Kisan Credit Card (PM-KCC)

• Benefits: Provides farmers with access to credit facilities for agricultural and allied activities at affordable interest rates, promoting agricultural productivity, and financial inclusion.

72. Pradhan Mantri Awaas Yojana – Gramin (PMAY-G)

• Benefits: Aims to provide pucca houses with basic amenities to eligible rural households, improving living standards, promoting sanitation, and enhancing overall quality of life.

73. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

• Benefits: Offers affordable life insurance coverage to individuals, providing financial security to families in case of accidental death, and promoting financial inclusion.

74. Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA)

• Benefits: Focuses on providing comprehensive antenatal care services to pregnant women, reducing maternal and infant mortality rates, and ensuring safe motherhood.

75. Swachh Bharat Mission – Gramin (SBM-G)

• Benefits: Aims to achieve universal sanitation coverage in rural areas, promoting toilet construction, hygiene awareness, and reducing open defecation for improved public health.

76. Pradhan Mantri Kisan Pension Yojana (PM-KPY)

• Benefits: Provides a pension scheme for small and marginal farmers after attaining a certain age, ensuring financial security during old age and promoting social welfare among farmers.

77. Pradhan Mantri Gram Parivahan Yojana (PMGPY)

• Benefits: Facilitates easy access to transportation services in rural areas through vehicle financing, improving connectivity, mobility, and accessibility to essential services.

78. Pradhan Mantri Gramodaya Yojana

• Benefits: Focuses on holistic rural development by addressing infrastructure, health, education, livelihoods, and social welfare needs, promoting inclusive growth and sustainable development.

79. Rashtriya Gram Swaraj Abhiyan (RGSA)

• Benefits: Aims to strengthen Panchayati Raj institutions, promote decentralization, empower local governance, and enhance participatory development processes in rural areas.

80. Pradhan Mantri Jan Vikas Karyakram (PMJVK)

• Benefits: Focuses on targeted development interventions for minority communities in rural areas, promoting socio-economic inclusion, empowerment, and upliftment.

These schemes collectively contribute to the comprehensive development of rural Maharashtra, addressing various dimensions of socio-economic challenges and promoting inclusive growth, sustainable development, and improved quality of life for rural communities. Their effective implementation and continued support are essential for realizing the vision of prosperous and empowered rural areas in the state.